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certificate of deposit |
Also found in: Dictionary/thesaurus, Medical, Legal, Financial, Acronyms, Wikipedia, Hutchinson | 0.03 sec. |
certificate of deposit (CD)Receipt from a bank acknowledging the deposit of a sum of money. The most common type, the time certificate of deposit, is for a fixed-term interest-bearing deposit in a large denomination. It consequently pays higher interest than a savings account, though the investor who withdraws money before its maturity date is subject to a penalty. Introduced in the early 1960s, CDs have become a popular method of saving. |
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The single-premium policies are designed for 1035 exchanges and other lump-sum situations, such as a conversion or repositioning of a certificate of deposit or annuity. The new program is called the Certificate of Deposit Account Registry Service - known as CDARS. Special limited-time offerings for new customers (which were extended to other Morris county NorCrown branches) included a highyield, two-year step-up certificate of deposit and gifts for those opening new accounts. |
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certificate of deposit