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challenge/response

   Also found in: Wikipedia 0.01 sec.

challenge/response

An authentication method used to prove the identity of a user logging into the network. When a user logs on, the network access server (NAS), wireless access point or authentication server creates a "challenge," which is typically a random number sent to the client machine. The client software uses its password or a secret key to encrypt the challenge via an encryption algorithm or a one-way hash function and sends the result back to the network (the "response"). The authentication system also performs the same cryptographic process on the challenge and compares its result to the response from the client. If they match, the authentication system has verified that the user has the correct password.

Hardware Assisted
Challenge/response systems may also work with an authentication token, which is a smart card or credit-card sized card that users have in their possession. When they log in, they respond to the challenge by either inserting their smart card into a reader or typing in the password displayed on the card's readout. See authentication token, authentication, access control and CHAP.

Challenge/Response Example
In this example, either the network access server or the authentication server generates a random number and sends it to the client as the challenge. The client uses a hash algorithm to combine the challenge and password and send the result back. The originating component performs the same hash step and compares it to the client's results. If they match, the system knows the client has the correct password.



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? Mentioned in ? References in periodicals archive
 
Should a login attempt or member transaction deviate from the norm or otherwise meet pre-defined risk thresholds set by the financial institution, transactions can be further authenticated via a number of methods including challenge/response questions, out-of-band authentication, e-mail notification or tokens - in real time.
Administrators can customize password rules for the entire network, as well as recover lost passwords through a secure one-time challenge/response online engine.
Should a transaction meet pre-defined risk thresholds set by the financial institution, transactions can be further authenticated via a number of methods including challenge/response questions, out-of-band authentication, e-mail notification or tokens.
 
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