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credit bureau |
Also found in: Legal, Financial, Wikipedia | 0.01 sec. |
credit bureauOrganization that provides information to merchants or other businesses concerning the creditworthiness of their customers. Credit bureaus may be private enterprises or may be operated on a cooperative basis by the merchants in one locality. Users of the service pay a fee and receive information from various sources, including businesses that have granted the customer credit in the past, public records, newspapers, the customer's employment record, and direct investigation. How to thank TFD for its existence? Tell a friend about us, add a link to this page, add the site to iGoogle, or visit webmaster's page for free fun content. |
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California requires a consumer credit reporting agency to provide a statement describing the statutory rights of identity theft victims and provide a free monthly copy, for up to 12 months, of a consumer's file. The models assess credit risk by evaluating credit application and consumer credit reporting agency data and rank-ordering applicants by score. |
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