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credit bureau
(redirected from Credit bureaus)

   Also found in: Legal, Financial, Wikipedia 0.02 sec.

credit bureau

Organization that provides information to merchants or other businesses concerning the creditworthiness of their customers. Credit bureaus may be private enterprises or may be operated on a cooperative basis by the merchants in one locality. Users of the service pay a fee and receive information from various sources, including businesses that have granted the customer credit in the past, public records, newspapers, the customer's employment record, and direct investigation.


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Personal advocates will assist affected customers with filing police reports, placing fraud alerts with the three major credit bureaus, creating fraud-victim affidavits, notifying governmental agencies, preparing all documents and phone calls to notify creditors, and several other tasks.
Make sure you have documentation and alert credit bureaus if you don't get a resolution.
Order a copy of your credit report each year from one of the national credit bureaus and review it closely for any questionable entries.
 
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