electronic signature

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electronic signature

The electronic equivalent of a handwritten signature. There is more to it than pasting a graphic of a signature into a text document. Electronic signature software binds a signature, or other mark, to a specific document. Just as experts can detect a paper contract that was altered after it was signed, electronic signature software can detect the alteration of an electronically signed file any time in the future. CIC (www.cic.com) and Silanis Technology (www.silanis.com) are pioneers of electronic signature technology, which has proven especially relevant in the financial, insurance and real estate industries.

More than a Digital Signature
An electronic signature is often confused with a "digital signature," because it uses digital signature technology for detection alteration. An electronic signature also requires user authentication such as a digital certificate, smart card or biometric method.

In June 2000, the U.S. government passed the E-sign bill, which gives electronic signatures the same legality as handwritten ones. See ESIGN Act, digital signature, digital certificate and biometrics.
References in periodicals archive ?
The E-Sign Act defines "electronic signature" in Section 7006(5) as "an electronic sound, symbol, or process, attached to or logically associated with a contract or other record and executed or adopted by a person with the intent to sign the record.
In fact, in 2010, on the 10th anniversary of the E-Sign Act, lawmakers designated June 30 as National E-Sign Day to reaffirm their commitment to "facilitating interstate and foreign commerce in an increasingly digital world.
Las reglas de la UETA y la E-Sign, junto con la aplicacion del principio de equivalencia funcional, facilitan la emision y transmision de los instrumentos negociables al permitir la sustitucion del tradicional documento escrito por un mensaje de datos signado en forma electronica.
The United Nations Commission on International Trade Law has proposed an international convention similar to E-SIGN and UETA, but it may be years before it is accepted globally, Smedinghoff says.
Remember, E-SIGN is technology-neutral, and there are several legally valid eSignature technologies in wide use today.
Currently, neither UETA nor E-Sign requires or mandates electronic transactions or signatures; however, this is not to say that they won't sometime in the future.
To date, e-sign has found its greatest acceptance on federal financial aid documents.
Among the 62 presentations are Business Systems Analysis and Design for RIM Practitioners; RIM Software: Know What You Need to Get What You Want; Managing E-mail Records: The State of the Art; Electronic Risk Management--Reducing Exposure in Litigation; E-Sign & UTEA: How Will They Change the Way You Handle Electronic Records?
E-Sign Here: Prudential Financial is one of the first insurers to enable clients to electronically sign forms and applications.
It would have been pertinent to explain that any such modifications could trigger federal preemption under E-sign.
Though the report indicated that it's still too early to judge whether E-Sign will ultimately help businesses and consumers or lead to an increase in fraud, it states that "it is reasonable to conclude that, thus far, the benefits.