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saving
(redirected from Savings rate)

   Also found in: Dictionary/thesaurus, Legal, Financial, Wikipedia 0.01 sec.

saving

Process of setting aside a portion of current income for future use, or the resources accumulated in this way over a given period of time. Savings may take the form of bank deposits and cash holdings or securities. How much individuals save is affected by their preferences for future over present consumption and their expectations of future income. If individuals consume more than the value of their income, then their saving is negative and they are said to be dissaving. Individual saving may be measured by estimating disposable income and subtracting current consumption expenditures. A measure of business saving is the increase in net worth shown on a balance sheet. Total national saving is measured as the excess of national income over consumption and taxes. Saving is important to economic progress because of its relation to investment: an increase in productive wealth requires that some individuals abstain from consuming their entire income and make their savings available for investment.


saving
1. Law denoting or relating to an exception or reservation
2. Law an exception or reservation


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More and more people are reducing their spending and choosing, instead, to save or invest the money they earn Find the best savings rate available to you and the money you put away will go a lot further More and more people are reducing their spending and choosing, instead, to save or invest the money they earn.
Byline: CLINTON MANNING Based on pounds 5,000 savings over 1 year LAST SUMMER top savings rate.
Fifty-two percent of voters said that they have had to or will use a combination of increasing frees to members, lowering savings rates and raising loan rates.
 
 
 
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