Encyclopedia

call loan

Also found in: Dictionary, Financial.

call loan

A loan that is payable at any time on the demand of the lender; in some instances, the borrower may also have the right to repay the loan at any time he chooses.
McGraw-Hill Dictionary of Architecture and Construction. Copyright © 2003 by McGraw-Hill Companies, Inc.
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References in periodicals archive
The call loan market was central to the NYSE's settlement process, which required trade settlement on the following trade day.
An average rate on uncollateralized overnight call loans due on Thursday stood at 0.527 percent.
At that time, New York City national banks and other New York Clearinghouse members still held nearly 40 percent of their loans outstanding in the form of call loans. Hence, a substantial devaluation of call loan assets would seriously weaken their balance sheets and threaten their solvency.
The bankers acceptance and call loan rates, however, did not have statistically significant seasonal patterns.
In fact, the Bank of Montreal refused to make call loans to Canada, believing that they were not sufficiently liquid in time of crisis.
Given the tone and content of the debate, an asset-backed currency from some form of decentralized banking structure with reserve holdings insulated from the call loan market now seemed possible.
For example, the domestic interbank call loan rate (IBCL) is up by 80 bps from a year ago.
They also decided to maintain the unsecured overnight call loan rate at a range of zero percent to 0.1 percent to support the country's economy.
The Bank of Japan (BOJ) has decided to keep the bank's unsecured overnight call loan rate target unchanged in a range of 0.0 to 0.1 percent on Thursday.
The Bank of Japan has decided to leave its overnight call loan rate unchanged, reports Dow Jones.
"This has helped strengthen the monetary transmission mechanism in terms of the alignment between market interest rates and the BSP's policy rate, with interbank call loan rates moving steadily within the corridor.
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