I am led by the celebrated present to the now of love and friendship and do not wait upon these after some prerequisites are met.
Yet know that I live in a world and with others, and that we are collected in groups and live by communal and social practices.
For the historically minded, this is the message of the "social contract," which allows me to believe that we bring institutions into being as mere tools for achieving some short-or long-lived ends, and these ends are brought to the institutions by disparate persons as selfinterests.
Best anticipates, however, a greater number of strategic consolidations, whereby midsize surplus lines groups are acquired by or merge with midsize standard market insurers or reinsurers.
Several insurance company CEOs have stated publicly that their organizations are eliminating noncore books of business, strengthening underwriting guidelines and raising rates.
But as business moves into the surplus lines market, the increased loss costs are expected to be offset by more favorable rate activity.
Ares Management LLC ("Ares") is an independent Los Angeles based investment management firm with approximately $11 billion of committed capital under management.
Ares has the ability to invest across a capital structure, from senior floating rate debt to common equity.
The CCC-integrated version of Ares is available now.
The Ares Electronic Reserves system was developed using the same workflow review processes that created ILLiad.