electronic repossession

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A device wired into the ignition of a used car that can prevent the car from starting. With dealers claiming fewer repossessions after installing them, devices may be remotely triggered after a series of flashing lights and beeps warn the driver a monthly payment is overdue. Other systems require drivers to punch in the code they have been given after making their monthly payment on time. Some units include a GPS chip that can send the location of the vehicle to the dealer, providing it is not parked inside a garage.

There is typically a one-time emergency restart if people are stranded when the car is disabled. Companies such as Pay Technologies (www.payteck.cc) and Sekurus Inc. (www.sekurusontime.com) offer such products.

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