phishing

phishing

Pronounced "fishing," it is a scam to steal valuable information such as credit card and social security numbers, user IDs and passwords. Also known as "brand spoofing," an official-looking e-mail is sent to potential victims pretending to be from their bank or retail establishment. E-mails can be sent to people on selected lists or any list, expecting some percentage of recipients will actually have an account with the organization.

E-Mail Is the "Bait"
The e-mail states that due to internal accounting errors or some other pretext, certain information must be updated to continue your service. A link in the message directs the user to a Web page that asks for financial information. The page looks genuine, because it is easy to fake a valid Web site. Any HTML page on the Web can be copied and modified to suit the phishing scheme. Rather than go to a Web page, another option is to ask the user to call an 800 number and speak with a live person, who makes the scam seem even more genuine.

Anyone Can Phish
A "phishing kit" is a set of software tools from phishing developers that help the novice phisher copy a target Web site and make mass mailings. It may even include lists of e-mail addresses (how thoughtful of people to create these kits!). In the meantime, if you suspect a phishing scheme, you can report it to the Anti-Phishing Working Group at www.antiphishing.org. See pharming, vishing and smishing.

The "Spear" Phishing Variant
Spear phishing is more targeted and personal. The e-mail supposedly comes from someone in the organization everyone knows such as the head of human resources. It could also come from someone not known by name, but with a title of authority such as a LAN administrator. Once one employee falls for the scheme and divulges sensitive information, it can be used to gain access to more of the company's resources.

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(security)

phishing - ("brand spoofing", "carding", after "fishing") /fishing/ Sending e-mail that claims to be from some well-known organisation, e.g. a bank, to trick the recipient into revealing information for use in identity theft. The user is told to visit a web site where they are asked to enter information such as passwords, credit card details, social security or bank account numbers. The web site usually looks like it belongs to the organisation in question and may silently redirect the user to the real web site after collecting their data. For example, a scam started in 2003 claimed that the user's eBay account would be suspended unless he updated his credit card information on a given web site.