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PHISHNET also determines and informs the users who access these sites whether the website to which they are attempting to send personal information including their User ID and credit card number is real or counterfeit. No password or user ID is required to access the electronic applications. The system uses two-factor authentication -- something you know (a Personal Identification Number) and something you have (the USB token) -- to provide a stronger level of authentication than the standard user ID and password. |
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