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The data revealed a personal bias toward ALOC based on my individual experiences.
After a paycheck is deposited into an existing bank account and "clears the bank," the homeowner transfers the paycheck total into the ALOC.
VoIP Watchdog, a hosted application which is available as a standalone service or in conjunction with Switch Management's award-winning WebCDR(TM) billing service, continually scans a network's most recent CDRs for alarm conditions like low ASR, low ALOC, or too many consecutive incomplete calls on a route.