electronic signature

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Related to Electronic signatures: Digital signatures

electronic signature

The electronic equivalent of a handwritten signature. There is more to it than pasting a graphic of a signature into a text document. Electronic signature software binds a signature, or other mark, to a specific document. Just as experts can detect a paper contract that was altered after it was signed, electronic signature software can detect the alteration of an electronically signed file any time in the future. CIC (www.cic.com) and Silanis Technology (www.silanis.com) are pioneers of electronic signature technology, which has proven especially relevant in the financial, insurance and real estate industries.

More than a Digital Signature
An electronic signature is often confused with a "digital signature," because it uses digital signature technology for detection alteration. An electronic signature also requires user authentication such as a digital certificate, smart card or biometric method.

In June 2000, the U.S. government passed the E-sign bill, which gives electronic signatures the same legality as handwritten ones. See ESIGN Act, digital signature, digital certificate and biometrics.
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References in periodicals archive ?
The consistency between the scanned electronic image and the original document is proven by the electronic signature of the person who has scanned the documents.
Traditional transactions require the physical presence of a person and their handwritten signature, but electronic signatures make this unnecessary.
AlphaTrust is an expert and leader in electronic signature process automation solutions.
The UETA provides a national interpretation of how electronic signatures and electronic records are treated when compared to their paper counterparts.
In its public consultation paper, the DIFC Authority noted that the draft law does not differentiate between different standards of secure and non-secure electronic signatures. It observed that most international legislation that includes such differentiation tends to attribute a higher evidential weight to electronic signatures that apply specified security procedures implemented by designated third party providers.
To do so, companies must understand the technology, the regulatory and compliance requirements of digital and electronic signature, and how to select the right solution for their needs.
It is important to note that ESIGN actually places limits on the SEC's authority to implement rules concerning electronic signatures. Because of this, the SEC revised Rule 204-2 to be "technologically neutral" and permits advisors to implement any combination of technological and manual protocols that meet the requirements of the three prongs above.
(C) electronic signatures using the "/s/," "s/," or "/s" formats by or at the direction of the person signing; or
With an electronic signature, a life insurance customer has the peace of mind of knowing that their request is immediately in the company's hands and ready to be processed, he said.
Over the last year, CIC has played an active role working with the IRS on its acceptance of electronic signatures. CIC's robust platform for legally binding esignatures, iSign Enterprise, fully supports the IRS' recently approved electronic signature requirements.
Electronic signatures retain the value of signing without the many security and time compromises of paper.
To keep the electronic chain intact, carriers and agents are incorporating electronic signatures, particularly for new business processing.

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