Magnetic Ink Character Recognition

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Related to Magnetic Ink Character Recognition: Optical Mark Reader, Barcode reader

Magnetic Ink Character Recognition

(business, printer)
(MICR) A character recognition system using special ink and characters which can be magnetised and read automatically.

MICR is used almost exclusively in the banking industry where it is used to print details on cheques to enable automatic processing.
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(Magnetic Ink Character Recognition) The machine recognition of numeric data printed with magnetically charged ink. It is used on bank checks and deposit slips. MICR readers detect the characters and convert them into digital data. Although optical methods (OCR) became as sophisticated as the early MICR technology, magnetic ink is still used. It serves as a deterrent to fraud, because a photocopied check will not be printed with magnetic ink.

The E13B standard font is used for MICR digits and symbols on bank checks and deposit slips. There are only 14 characters in the font.

Early MICR Machine
The "football field-long" machine from Recognition Equipment was used in the 1970s to process checks and credit card slips. (Image courtesy of BancTec, Inc.)

This contemporary machine supports both MICR and OCR processing. (Image courtesy of BancTec, Inc.)
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References in periodicals archive ?
Founded in 1987, Rosetta Technologies is dedicated to developing and marketing the world's most technically advanced printers, consumables, and software for magnetic ink character recognition (MICR) applications.
Intelligent endorsement capability utilizes Magnetic Ink Character Recognition (MICR) data to adjust pre-scan endorsement.
And last year it became certified by the Indian Banks' Association (IBA) as a security printer for printing magnetic ink character recognition (MICR) instruments for its member banks (see HN May 2018).
The new automated approach is expected to use a cryptographic protocol, a one-way identifier - called a HASH - which uses an algorithm to combine a random number with magnetic ink character recognition (MICR) data.
Deposits can be made online and disbursals can be made by checks printed and mailed by FIS, checks printed at the lawyer's office using magnetic ink character recognition (MICR) toner, automated clearinghouse (ACH) transfer, or wire transfer.
Additionally, a string of 20 random characters will be added on the magnetic ink character recognition (MICR) band of the cheque leaf using non-MICR ink.