subrogation

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subrogation

The substitution of one person for another with respect to legal rights such as a right of recovery; occurs when a third person, such as an insurance company, has paid a debt of another or claim against another and succeeds to all legal rights which the debtor or person against whom the claim was asserted may have against other persons.
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The practice of a subrogor being the party plaintiff in a case in which they had no interest and no control has been around for a while.
rights and claims of the subrogor with respect to the loss or
In other words, if you are in a State that does not allow for the recovery of depreciation of property against a third-party tortfeasor, neither you as the subrogee nor your insured as subrogor could make a claim against the tortfeasor for the depreciation.