workers' compensation

(redirected from Worker's compensation)
Also found in: Dictionary, Medical, Legal, Financial, Acronyms, Wikipedia.

workers' compensation,

payment by employers for some part of the cost of injuries, or in some cases of occupational diseases, received by employees in the course of their work. The degree of responsibility varies in different countries and in different states of the United States. Most modern worker's compensation systems consist of legislation requiring the employer to furnish a reasonably safe place to work, suitable equipment, rules and instructions when they are reasonably necessary, and reasonably competent foremen and superintendents. The employer is liable for an employee's acts of negligence, for the employer's own gross negligence, and for extraordinary risks of work. In most cases the employer is not liable for accidents occurring outside the place of work, or for those which have not arisen directly from employment. Workers' compensation legislation was first passed in Germany, Austria, and Great Britain in the late 1800s. Such legislation came later in the United States, but by 1920 all but six states had passed some form of it; at present all states have some sort of workers' compensation. Private insurance companies offer employers' compensation insurance; some states have made such insurance compulsory, and a few have created state insurance funds to secure payments even when the employer is insolvent. Most states similarly provide for public employees, although some limit this coverage to workers engaged in dangerous occupations. In Great Britain the payment of compensation is required for almost all industrial accidents. In France all noninsured employers are taxed for a state fund that guarantees compensation payments. In the United States, as well as in other countries, benefits usually cover medical expenses, cash payments in the case of temporary or permanent incapacity, and increasingly, vocational rehabilitation.

Bibliography

See P. S. Barth and H. Hunt, Workers' Compensation and Work Related Illnesses and Diseases (1980); A. Millus et al., Workers' Compensation: Law and Insurance (1980).

References in periodicals archive ?
* cost to the worker's compensation insurance company (Although this is not a direct expense to the organization, it affects the premiums for worker's compensation insurance, which is a direct expense.)
Their claim against their employer is limited to Worker's Compensation, but their claim against you may be more lucrative.
For the first time in our state's history, all of them would be forced to pay the enormous costs of worker's compensation.
According to the Worker's Compensation Monitor, an LRP Publications newsletter covering the workers' compensation issue, abuses such as these and others sent workers' compensation medical costs soaring 14 percent faster than overall health-care costs.

Full browser ?