Favorable claim experience along with cautious control
in expenses has led to a decline in PI's combined ratio from 100.
The absence of any significant effect from continuous monitoring on macrosomia, prematurity, or episodes of severe neonatal hypoglycemia may have resulted from a cautious control
approach promoted by the center's staff in an effort to minimize hypoglycemia events.
The report said, "Extremely cautious control
is necessary" in reference to the developer as the company's finances were in a "tight" condition due to the extension of a large project.
Best anticipates the fund's underwriting profitability to be underpinned by its stable risk exposure, cautious control
of underwriting expense and consistent membership contributions.
Best believes the company's cautious control
of underwriting expenses will be one of the main drivers in preserving its underwriting margin.