67(a) in Scott, 328 F3d 132 (2003).The court noted, however, that "[o]ther costs ordinarily incurred by masts, such as fees paid to trustees, expenses associated with judicial accountings, and the costs of preparing and filing fiduciary income tax returns, are not ordinarily incurred by individual taxpayers, and they would be fully
deductible under the exception created by [section] 67(e)" Id.
While separate limits may apply, the theft and the property damage constitute one occurrence, so only one
deductible should be subtracted.
In general, for clients who expect their marginal tax rate in retirement to remain the same as it is currently, a 401(k) or a
deductible IRA is equivalent to a Roth IRA.
Consumers can only have an HSA with an accompanying high
deductible plan.
Answer: The
deductibles section of the policy refers to the monetary
deductible amount that the insured agrees to pay in the event of a covered loss.
The ACA bears much responsibility for the high
deductibles. The law's multiple mandates on insurers have driven the cost of coverage up.
The plan has a $2,500
deductible. The SBC states "$25 copay/visit" for "Primary care visit to treat an injury or illness" under the heading "Your Cost If You Use a Network Provider." But the SBC does not say whether the patient has to satisfy the
deductible before being able to get in-network sick care, or if the patient has to pay the $2,500
deductible first, and then can get sick care visits for a $25 co-payment.
For example, just a third of lower-income families have sufficient liquid financial assets to cover a $1,200
deductible for an individual or a $2,400
deductible for a family, and 20 percent have enough to cover an annual
deductible of $2,500 for an individual or $5,000 for a family.
MEI has a commercial property policy providing $1,000,000 business personal property coverage with a $10,000
deductible. The policy applies on a replacement cost basis with agreed value (suspension of coinsurance).
That would eliminate the payment of any
deductible at the time of filing a claim if the loss reaches a level where primary insurance kicks in.
* No co-pays are allowed (no "first-dollar" coverage) until the minimum
deductible amount has been met.