electronic signature

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electronic signature

The electronic equivalent of a handwritten signature. There is more to it than pasting a graphic of a signature into a text document. Electronic signature software binds a signature, or other mark, to a specific document. Just as experts can detect a paper contract that was altered after it was signed, electronic signature software can detect the alteration of an electronically signed file any time in the future. CIC (www.cic.com) and Silanis Technology (www.silanis.com) are pioneers of electronic signature technology, which has proven especially relevant in the financial, insurance and real estate industries.

More than a Digital Signature
An electronic signature is often confused with a "digital signature," because it uses digital signature technology for detection alteration. An electronic signature also requires user authentication such as a digital certificate, smart card or biometric method.

In June 2000, the U.S. government passed the E-sign bill, which gives electronic signatures the same legality as handwritten ones. See ESIGN Act, digital signature, digital certificate and biometrics.
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References in periodicals archive ?
Incorporated into all but a handful of states, the UETA creates a uniform set of rules governing the use and enforceability of electronic records and electronic signatures.
Consider the above to determine if electronic signatures make sense for your firm.
Electronic signatures offer more than increased customer experience and satisfaction--the insurance industry is embracing this technology whether for auto and home, personal and commercial lines, or life and annuities as a foundational technology for straight-through processing (STP).
Electronic Signature will save investors from seeking complicated tools, as they will only be dealing with securities market, banks and the banking system."
The issue is discussed with a view to see the extent to which the Electronic Signature Regulations 2002 recognise the acceptability of electronic signatures.
The digital signature is the only form of electronic signature which satisfies all three of the UNCITRAL evaluation factors, i.e., that an electronic signature should: (1) authorize; (2) approve; and (3) protect against fraud.
Himonas said electronic signatures will be used to identify an individual or to certify that an electronic document has been transferred successfully in its authentic form and has not been altered, whether it relates to public procurement, a private contract or a tax return documents.
The key element in any system of electronic signature is creating a legally meaningful audit trail of every step of the signature process and associating that audit trail with particular electronic document content, RPost said.
The contracts concluded by electronic means [9] produce all the effects which the law recognizes for contracts concluded in the classical manner, but the law institutes the obligation of their proof also from the perspective of the legal dispositions regarding the electronic signature. The European law and the characteristics of the European legal order constitute an essential trump card for European citizens and agents who may fully take advantage, without taking into account the frontiers, of the possibilities offered by the electronic trade.
9 -- DocuSign, electronic signature provider, has released of the DocuSign Connect Application Programming Interface (API) for the DocuSign electronic signature platform.
Before we go further, it is important to understand the term "electronic signature." Electronic signature is sometimes confused with the term "digital signature" and it is important to understand the difference.

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