electronic signature

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electronic signature

The electronic equivalent of a handwritten signature. There is more to it than pasting a graphic of a signature into a text document. Electronic signature software binds a signature, or other mark, to a specific document. Just as experts can detect a paper contract that was altered after it was signed, electronic signature software can detect the alteration of an electronically signed file any time in the future. CIC (www.cic.com) and Silanis Technology (www.silanis.com) are pioneers of electronic signature technology, which has proven especially relevant in the financial, insurance and real estate industries.

More than a Digital Signature
An electronic signature is often confused with a "digital signature," because it uses digital signature technology for detection alteration. An electronic signature also requires user authentication such as a digital certificate, smart card or biometric method.

In June 2000, the U.S. government passed the E-sign bill, which gives electronic signatures the same legality as handwritten ones. See ESIGN Act, digital signature, digital certificate and biometrics.
References in periodicals archive ?
It is important to understand the legal framework in relation to the enforceability of electronic signatures before adopting electronic signatures for your business.
Does your firm currently permit electronic signatures or is it considering doing so for new client relationships?
Does the system allow a supervisor to revoke an electronic signature as a report has been superseded?
The advanced electronic signature of the second tier is defined as:
Implementing electronic signatures is a key tool in the transformation of the department's virtual environments and business processes.
Not coincidentally, this is the arena in which the Department of Education (DOE) first provided definitive guidance on e-sign requirements with the July 2001 publication of Standards for Electronic Signatures in Electronic Student Loan Transactions.
What qualifies as an electronic signature can come about through how a transaction is interpreted within an organization or can do so by deliberate use of special applications.
Learn how to increase placement ratios and reduce sales cycle with electronic signature technology, and why electronic signatures are becoming indispensable for life and property and casualty (P&C) insurers to support their electronic distribution and service channel strategies.
First, the business community now fully understands the legal aspects of electronic signatures.
The Finnish government has decided on the contents of the new law governing electronic signatures.
In other words, this method keeps a record of having originally validated the electronic signature but does not continuously re-validate the signature throughout the record's life.
The new federal electronic signature law, which went into effect Oct.

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