employer's liability insurance

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employer’s liability insurance

Insurance protection for the employer against claims by employees for damages which arise out of injuries or diseases sustained in the course of their work and which are based on common law negligence rather than on liability under workmen’s compensation acts.

References in periodicals archive ?

The Florida regulators wanted to remind insurers of pertinent Florida Statutes and Florida Administrative Code Rules governing workers' compensation and employer's liability insurances. Specifically, Section 627.091(1), Florida Statutes, provides in part: "As to workers' compensation and employer's liability insurances, every insurer shall file with the office every manual of classifications, rules, and rates, every rating plan, and every modification of any of the foregoing which it proposes to use." Section 627.410(1), Florida Statutes provides:

Workers' Compensation Side Agreements in a Nutshell

If that is the case, the workers' compensation and employer's liability insurance policy of the employer is not going to apply to a claim by the child since that policy responds to consequential injury claims.

In utero injuries: questions on liability coverage and problems for employers

The bottom line for many means no employer's liability insurance, leading to no business.

Health & safety revolution: an end to the employer liability timebomb? Health and safety just got easier, and it is likely to lead to an easing of the employer's liability timebomb threatening to put thousands of companies out of business because they cannot pass risk assessments to the satisfaction of the big insurers

"Everyone recognises that, if someone has a serious accident at work and the employer is at fault, a claim should be made against the employer's liability insurance," says Michelle Haste, a solicitor specialising in employment law at Jones Day Gouldens.

Doubled indemnity: the costs of employers' liability insurance are spiralling in the UK as 'compensation culture' takes hold in this country. Well over 200,000 British firms are breaking the law because they can't afford the requisite cover. Cathy Hayward reports on how the government, businesses and the insurance industry are tackling the problem. (Insurance)

Mr Williams said: ``There are several hundred firms which we can identify that have either gone out of business, can't afford insurance or, I'm sorry to say, may be trading without employer's liability insurance as we speak.''The problem was caused by a ``coming together'' of factors including the stockmarket crash.

Insurance law `cripples small businesses'

Since you will be liable for any accidents on your plot, you need public liability cover and, if you are sub-contracting any of the work, you become the employer and need employer's liability insurance.

The price is RIGHT; Thinking of self build? Proper financial advice will ensure the mud, sweat and tears are all worth it, writes NAN ENSOR

Arrange employer's liability insurance. A good insurance broker can get cover for you.

Drifting into danger

* Employer's liability insurance, civil liability insurance for carriers of dangerous goods and passenger carrier's liability insurance are the classes of compulsory insurance in the Kyrgyzstan insurance industry.

New Market Research Report: Governance, Risk and Compliance - The Kyrgyz Insurance Industry

And before 1969, Employer's Liability Insurance was not compulsory.

Disgusted by payout; ASBESTOSIS SUFFERER FURIOUS AT pounds 4,000 COMPENSATION

There are three must haves - employer's liability insurance if you have staff, engineering insurance if you use certain types of machinery, and motor vehicle insurance: