The only exception in which an employer/small business does not have to take out employer's liability insurance
are if he/she employs only: * Her/himself.
If that is the case, the workers' compensation and employer's liability insurance
policy of the employer is not going to apply to a claim by the child since that policy responds to consequential injury claims.
Many companies still do not realise they are required by law to have employer's liability insurance
, and BSS disclosed there are many companies which face closure because they cannot get insurance.
Mr Williams said: ``There are several hundred firms which we can identify that have either gone out of business, can't afford insurance or, I'm sorry to say, may be trading without employer's liability insurance
as we speak.
Since you will be liable for any accidents on your plot, you need public liability cover and, if you are sub-contracting any of the work, you become the employer and need employer's liability insurance
The company formed the country's first formal corps of safety engineers in 1904 to focus primarily on inspections associated with employer's liability insurance
, boiler, elevator and auto safety.
Employer's liability insurance
, civil liability insurance for carriers of dangerous goods and passenger carrier's liability insurance are the classes of compulsory insurance in the Kyrgyzstan insurance industry.
And before 1969, Employer's Liability Insurance
was not compulsory.
There are three must haves - employer's liability insurance
if you have staff, engineering insurance if you use certain types of machinery, and motor vehicle insurance:
Trade Partners UK and others can spend all the money in the world helping SMEs with limited resources trade internationally but their efforts are being significantly undermined by cancers within such as red tape, restrictive employment legislation, record levels of absenteeism and employer's liability insurance
ACCA is warning firms to take out employer's liability insurance
and to guard against a 'shortterm, cost-cutting view'.