knowledge based authentication


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knowledge based authentication

Verifying a user by comparing answers to personal questions that were registered when the account was opened. "Where did you meet your spouse?" and "What is your favorite sport?" are examples. See authentication and identity management.
References in periodicals archive ?
Northpointe Bank said it has selected Veratad Technologies, LLC and its IDMatch+PLUS Knowledge Based Authentication solution to verify identity online in real-time.
This new guidance regarding online banking transactions recommends the use of a Knowledge Based Authentication (KBA) that delivers 'out-of-wallet' challenge questions.
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