overaging

overaging

[¦ō·vər¦āj·iŋ]
(metallurgy)
Aging at a higher temperature or for a longer time than is required to produce maximum or optimum properties.
References in periodicals archive ?
Overaging is often used as a way to compensate loan originators; the larger the overage a loan officer negotiates on a loan, the higher his commission.
If APRs can make a bank that prohibits overaging appear discriminatory, it could make such a mistake about banks that permit overaging as well.