"If you look at UAE population, it is a certain conclusion that the industry is suffering from overbanking
. Hence, there is an opportunity for bank consolidation and we do see that happening in coming years," Scoular said.
is also a factor in the current low level of bank profitability.
Of course, if we're going to perform these maneuvers correctly, we're going to need to coordinate aileron and rudder, which can demand relative control inputs--opposite aileron to correct any overbanking
tendency, for example--to which we're not accustomed.
The high profits contribution of OBUs and overseas branches underscores the internationalization of Taiwanese banks, as major domestic banks strive to develop overseas businesses, in order to avoid acute competition resulting from overbanking
at the domestic front.
I couldn't stop the jet at the desired roll angle, overbanking
to about 115 degrees.
The notion of "overbanking
" here does not refer to financial penetration (i.e., financial access, currently at 10 percent, is low in Cambodia) but rather to the "density" of banks (i.e., the number of banks for a given level of credit, economic activity or population.
usually leads to phases of consolidation/mergers/ acquisitions.
When quizzed Chivers, of Mitcham, Surrey, blamed "overbanking
" and her refusal to confess saw her and all her cash office colleagues suspended.
Admittedly, this ''overbanking
'' is standing in the way of banking reform.
Time and again, "overbanking
" turns out to be the culprit, when a country relies more on banks to be financial intermediaries than on capital markets that can provide information needed for long-term intermediation.
This will cause an overbanking
tendency during which maximum turning performance is attained and relatively high load factors are imposed.
The FSC pointed out that the problem of overbanking
is especially serious for corporate loans, whose interest rates have dropped to unreasonably low level amid acute competition.