The high profits contribution of OBUs and overseas branches underscores the internationalization of Taiwanese banks, as major domestic banks strive to develop overseas businesses, in order to avoid acute competition resulting from overbanking
at the domestic front.
I couldn't stop the jet at the desired roll angle, overbanking
to about 115 degrees.
Overbanking usually leads to phases of consolidation/mergers/ acquisitions.
Apart from credit penetration rates, the other two ways to look at overbanking is to compare bank density (defined as number of banks per 10,000 capita) and the top three banks' assets-concentration ratio in the country relative to rest of the region.
Ueda (2000), Hoshi and Kashyap (1999), Cargill, Hutchison, and Ito (2000), and Mikitani and Posen (2000) give overlapping accounts of how overbanking
and regulatory forbearance under deregulation caused banking problems in Japan akin to the U.
The flight tests included simulated mishaps, such as overbanking
maneuvers and loss of consciousness.
high (if reduced) NPL levels, overbanking
, and poor (and falling) returns.
The Banking Act was amended in 1989, which permitted new entrants into the banking industry, but this consequently resulted in an overbanking
problem in the domestic financial market.
The FSC pointed out that the problem of overbanking
is especially serious for corporate loans, whose interest rates have dropped to unreasonably low level amid acute competition.
Moreover, maintaining full government insurance on demand deposit will only serve to further delay a recovery of the banking system, allowing weak institutions to remain in the market and perpetuating Japan's overbanking
problems,'' she said.
The devolved structure of the UAE has led to overbanking
Given the present overbanking
and fragmentation in the Egyptian banking sector, the addition of new banks will result in increased competition as they try to acquire a share of the market at the expense of existing institutions.