The probability of default (PD) adjustment for ARMs with a
reset cycle of three years or more has been reduced to 30% from 80% above the PD of fixed rate loans.
Because the cams in this proprietary design rotate only in one direction, there is no rack
reset cycle, which saves a couple of seconds.
Being aware of our timelines,
reset cycles and costs will ensure a smooth introduction into our planograms and give you the best opportunity for success in achieving your goals.