"Two major aspects are different with the OnStar partnership from the traditional Snapshot program
," says Dave Pratt general manager of usage-based insurance at Progressive.
Renwick said the Mayfield Village, Ohio-based insurer's projections for the number of new customers expected to participate in the free Snapshot program
, Test Drive, "did not meet expectations," adding that the company may have set the bar too high.
Yet another issue is the technology behind UBI, particularly the patents approved for Progressive and its Snapshot program
. The carrier has sued competitors such as State Farm and The Hartford for what they contend is a violation of Progressive's patents, but Progressive has licensed the technology to Allstate.
Although ISVs including Veritas Software offer snapshot programs
for Unix, Compaq believes it is the first of its kind available for NT.